Problemi obveznog osiguranja od automobilske odgovornosti u Republici Hrvatskoj nakon priključenja Europskoj uniji

master's thesis

• Title (english): Problems in motor third party liability insurance in the Republic of Croatia after joining the European Union
• Author: Marija Barbarić
• Mentor: Drago Jakovčević (mentor)
• Committee member: Mihovil Anđelinović (predsjednik povjerenstva)
• Committee member: Maja Mihelja Žaja (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2015-09-28, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

U ovom radu obrađuju se problemi obveznog osiguranja od automobilske odgovornosti u
Republici Hrvatskoj nakon priključenja Europskoj uniji. Značaj ove teme je u promjenama
koje su se dogodile ulaskom u Europsku uniju: deregulaciji i liberalizaciji cijena, borbi za
klijente te povećanju minimalnih osiguranih iznosa. Usklađivanje zakonodavnog okvira
Republike Hrvatske sa pravnom regulativom Europske unije dovelo je do značajnih promjena
na tržištu osiguranja, koje je već u prvoj godini liberalizacije obveznog osiguranja od
automobilske odgovornosti osjetilo drastične posljedice, koje su najvidljivije u padu ukupne
zaračunate premije i prosječne premije za čak 20% u odnosu na prethodnu godinu, unatoč
činjenici da je sklopljeno 1,58% više polica osiguranja.

Abstract (english)

This paper analyses the problems in Motor Third Party Liability Insurance in the Republic of
Croatia after joining the European Union. The importance of this subject matter is in the
changes that occured with joining the European Union: deregulation and price liberalization,
competition for the market share and the significant increase in the amount of minimum
liability coverage amounts. Harmonization of the croatian legislation with the regulatory
demands of the European Union had a significant impact on the insurance market, which had
recorded drastic consequences, which are most visible in the decline of total gross written
premiums and the average premium by as much as 20% in comparison to the previous year, in
spite of the fact that the number of insurance contracts had increased by 1.58%.

• Keywords: obvezno osiguranje od automobilske odgovornosti; liberalizacija; ukupna zaračunata premija; Republika Hrvatska; Europska unija
• Keywords (english): Motor Third Party Liability Insurance; liberalization; total gross written premium; Republic of Croatia; European Union.
• Language: croatian
• URN:NBN: urn:nbn:hr:148:661155
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Repository: REPEFZG
• Created on: 2016-11-10 12:28:03