Utjecaj Bazelskih standarda na bankovni sustav

master's thesis

• Title (english): The impact of Basel standards on the banking system
• Author: Luka Ležaić
• Mentor: Anita Pavković (mentor); MBZ: 227513
• Committee member: Anita Pavković (predsjednik povjerenstva)
• Committee member: Jakša Krišto (član povjerenstva)
• Committee member: Branka Tuškan Sjauš (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2020-07-01, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Rad započinje teorijskim objašnjenjem regulacije, njenim načelima i značajkama te zašto je ona veoma važna za pravilno funkcioniranje cjelokupnog financijskog sustava. Nastavak rada daje pregled novog regulatornog okvira pod nazivom Bazel III standardi kojima su se nastojali ispraviti nedostaci u dotadašnjoj regulaciji. Bazel standardima se daju preporuke i smjernice za upravljanje tržišnim i kreditnim rizicima, adekvatnošću kapitala kod banaka, likvidnošću, jačanju transparentnosti te mnogobrojnim drugim područjima kojima se nastoji razviti financijski sustav otporan na ranjivosti i nestabilnosti, bilo iz samog sustava ili iz gospodarstva. Sama implementacija je službeno započela 2013. godine, a čiji se potpuni završetak očekuje 2027. godine. Republika Hrvatska kao punopravna članica Europske unije u potpunosti slijedi uredbe, direktive te smjernice kojima je određena regulacija u Europi, dok Sjedinjene Američke Države zbog specifičnosti vlastitog sustava ne mogu u potpunosti prihvatiti sve sastavnice Bazel standarda.

Abstract (english)

The paper begins with a theoretical explanation of regulation, its principles and features and why it is very important for the proper functioning of the entire financial system. The continuation of the paper provides and overview of a regulatory framework called Basel III standards, which sought to correct weaknenesses in previous regulation. Basel standards provide recommendations and guidelines for managing market and credit risks, capital adequacy, liquidity, transparency and many other areas which seek to develope financial system resilient to vulnerability and volatility, whether they come from the system itself or from the real economy. The implementation officially began in 2013 and is expected to be completed in 2027. As a fully-fledged member of the European Union, the Republic of Croatia fully follows the regulations, directives and guidelines that define regulation in Europe, while the United States of America, due to the specificity of its own system, cannot fully accept all the constituents of the Basel standard.

• Keywords: regulacija banaka; Bazel III; osnovni kapital; rizik; koeficijent pokrića likvidnosti; koeficijent pokrića neto stabilnih izvora financiranja
• Keywords (english): bank regulation; Basel III; Tier 1; risk; liquidity coverage ratio; net stable funding ratio
• Language: croatian
• URN:NBN: urn:nbn:hr:148:673892
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Repository: REPEFZG
• Created on: 2020-07-06 06:32:14